Maximum coverage at the most affordable price. Protect your family’s income, pay off your mortgage, and secure their future — for the years that matter most.
Group Whole Life is an employer-sponsored permanent life insurance benefit that covers all enrolled employees under a single master policy. Unlike group term, this coverage builds cash value and doesn’t expire when employment ends.
Employees keep their policy for life, even after leaving the company — making it one of the most valued benefits you can offer.
Permanent life insurance as a benefit goes far beyond typical group term — helping you recruit and retain high-quality employees.
Employer premium contributions are often deductible as a business expense. Employees receive coverage with minimal or no tax impact.
Employees accumulate cash value they can borrow against — adding real financial wellness value to your benefits package.
No medical underwriting during enrollment windows — all eligible employees are covered regardless of health status.
Unlike group term, employees can keep their whole life policy (at the same rate) after changing jobs or retirement.
FiduZon manages the enrollment process, employee education, and ongoing policy administration for your team.
“We implemented Group Whole Life for our 45-person team. FiduZon handled everything. Our employees love it — several have already used the cash value component.”
CEO, Manufacturing Company — Buffalo NY
“As a healthcare practice, we needed benefits that would set us apart. Group Whole Life through FiduZon helped us retain three key staff members who had offers elsewhere.”
Medical Practice Owner — New York NY
“Our law firm needed a competitive benefits package. FiduZon made Group Whole Life simple and cost-effective. The tax benefits alone made it worth it.”
Managing Partner, Law Firm — Manhattan NY
Set Up Group Whole Life for Your Business